insurance & risk management

Insurance & Risk management is the defense to a strong retirement plan

Key considerations when purchasing Long-term care & life insurance are:

  1. The duration of the need

  2. Premium budget

  3. Purpose of the need

Term Insurance

A form of temporary insurance that provides a lump-sum payment upon death for stated period of time.

  • 10yr, 20yr, 30yr

  • Annual Renewable Term

  • Return of Premium

Permanent Insurance

A form of lifetime coverage that may play an important role when it comes to retirement or estate planning.

  • Whole Life

  • Universal Life

  • Variable Universal Life


PO Box 1074

Gresham, OR 97030


Tel: 971-203-0600

Fax: 503-907-8341

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Securities and Advisory services offered through GWN Securities, Inc. Registered Investment Advisor.

11440 N Jog Road, Palm Beach Gardens, FL 33418. (561) 472-2700 Member FINRA/SIPC.

Ryan Financial Solutions, Security Benefit/NEA and GWN Securities, Inc. are non-affiliated companies

Ryan Financial Solutions and its representatives do not represent, nor are they affiliated with the Oregon Public Employees Retirement System (PERS), or the Fire & Police Disability & Retirement (FPDR).